Free Impartial Loan Advice

Welcome to our free help and advice covering many aspects of UK loans. If any of the advice seems to be of interest to you then please click on the link to read the full report.

Credit Scoring - Read our advice on how a loan company will evaluate your loan application using credit scoring.

First Steps in Applying for a UK Loan - You need a loan but are not sure about which steps to take first? Read our advice here to find out our recommendations.

Which Loan is Best For You? - Our advice on what to look for when you are shopping for a loan. Different points to look out for and how to compare them to find the best loan for you.

Debt Help - Difficulty Making Loan Repayments? - Are you finding repaying your current loan a burden? Here we offer our view on what you should do next.

Payment Protection Plans - Are these plans just another money making scheme for the lender? There are new conditions that must be adhered to that the government is trying to enforce.

How to Get a Secured Bad Credit Loan - If you need money now, but have been repeatedly turned down for unsecured personal loans, you may still be able to get the cash you need with a secured bad credit loan. A secured loan is one in which you offer something as 'collateral' to guarantee your repayment of the loan.

Your Rights When Using A Credit Broker - Those adverts and come-ons offering to find you the loan you need at the price you can afford are tempting, aren't they? Credit brokers are companies that will work to find you the loan that you need to start your new business, pay off your debts, buy your new house or car, or finance major home improvements - in other words, for nearly anything that you might borrow money for

The Basics of Repaying Student Loans - When it comes to paying your way through four years of college or more, student loans are there to help you balance the budget and cover tuition without breaking the bank.

Where To Find Emergency Cash - Sometimes the need for cash can crop up quickly. Emergencies, illnesses, and unplanned events do happen, and they happen to everyone, regardless of their credit history or debt status. For those who need cash up front, the payday loan provides a solution.

Personal Loan Options for People with Bad Credit - It's a fact: thousands and thousands of people have credit problems. It's also a fact that those with bad credit sometimes need a personal loan just like everyone else. Personal loans designed for those whose credit reports are less than stellar are on the upswing, and nowadays it's easier than ever to get access to what you need. No matter what your score.

The Facts About Personal Loans - No matter what your reasons are for wanting to take out a personal loan, there are many factors you should know going into the process.  Trust us- an informed borrower is a much happier (and richer) one.